fast food deliver driver knocking on customer's door

5 Things You Need to Know About Fast Food Delivery Insurance

If you’re a delivery driver and in need of fast food delivery insurance, few insurance companies can offer you a better deal than Quotax.

We offer easy to afford cover for your vehicle where you require Comprehensive, Third Party Fire and Theft or Third Party Only.

Following a large number of calls into our office from drivers struggling to find any Insurer that would cover their car annually for both fast food delivery and everyday car use, we have managed to secure an exclusive scheme.

To discover more about what Quotax can offer you with our insurance, we have put together five things that you need to know about our delivery driver insurance!


Before we explain what fast food delivery insurance covers, we must first make it clear what counts as a “fast food delivery vehicle”.

The answer is really quite simple: any vehicle, whether that be a car, motorbike or even bicycle, used to deliver fast food counts as a fast-food delivery vehicle.

When it comes to insurance, we at Quotax specialise in delivery drivers who use cars. But we also have insurance for fleets of vehicles.

1) Drivers Covered

If you’re worried about qualifying for this insurance, here’s a list of the types of drivers we cover:

  1. Single drivers delivering food for a single restaurant.
  2. Single drivers delivering food for multiple restaurants.
  3. Drivers who work full time as well as part-time.
  4. Delivery drivers who work for apps such as Deliveroo, UberEats and Just Eat.
  5. Cover for 30 to 75-year-olds.
  6. All delivery drivers from across the UK.

Every quote will tailor to your specific needs, we offer a variety of payments options that allow you to spread the payments out over the course of the year through monthly payments.

2) Flexible Payments

Due to the nature of delivery insurance: the higher mileage and multiple drops – the premium tends to be slightly more expensive than standard car insurance, we do however offer monthly payments is you wish to spread the payments throughout the year.

3) Cover Your Spouse

Like many other insurance policies, you can over your spouse for social domestic and pleasure purposes.

However, you can also use your vehicle to commute to another job if needed. This can come in very useful if you work for multiple fast food restaurants/employers without paying for separate insurance.

4) Commuting Use

As most delivery drivers tend to work part-time in the evenings and have other occupations during the day, we are also able to offer cover for commuting use to another place of work.

Social, domestic, and pleasure use is also covered as standard on all policies.

5) Business Use

It is estimated that up to 80% of all UK delivery drivers are not adequately insured to carry out ‘’Fast food deliveries’’ many simply thinking that their Private Car policy would cover them.

Here at Quotax, we have a scheme with one of our Insurer partners which specifically covers the client for business use as a delivery driver so that our clients can be covered.

Get a Quote

At Quotax, we believe in giving easy to understand insurance for drivers who use a whole range of vehicles, including taxi drivers and couriers.

If you’re a takeaway delivery driver looking to save on your insurance, why not contact us at Quotax on 0208 691 9691 today. Alternatively, you can get a quote on our website!